ECHS in Rajasthan: Improving Healthcare for Retired Indian Military Personnel
The Ex-Servicemen Contributory Health Scheme (ECHS) was initiated by the Indian government for retired military personnel and their dependents who are no longer serving.ECHS provides medical facilities to eligible veterans and their families through an expansive network of polyclinics, impaneled hospitals, and Jaipur-based ECHS hospitals. In Rajasthan, implementation and operation of the ECHS scheme is overseen by the Department of Sainik Welfare and Resettlement (DSWR).
Under Rajasthan's ECHS scheme, eligible veterans and their dependents can access a comprehensive array of medical services, from OPD (Outpatient Department) consultations to specialty consultations, diagnostic tests, inpatient treatment plans, medicines and emergency medical services.
Beneficiaries can visit their nearest ECHS polyclinic for primary healthcare services and, as needed, be referred to impaneled hospitals for specialty treatments.
Top Features of Ex-Servicemen Contributory Health Scheme (ECHS)
The features of ECHS Scheme are as follows:
- ECHS Goals: The Ex-Servicemen Contributory Health Scheme (ECHS) aims to provide quality healthcare services to veterans (retired Army, Navy, Air Force personnel as well as their dependents) across India. The Scheme's key objectives include:
- Health Services: ECHS strives to ensure access to adequate healthcare services for both ex-servicemen and their dependents, including outpatient and inpatient services, specialist consultations, diagnostic tests, and medications.
- Cashless Treatment: ECHS' mission is to offer cashless medical treatment for its beneficiaries, covering directly the costs associated with treatment in partner hospitals and medical facilities, alleviating veterans of financial burden.
- Empanelment of Healthcare Providers: ECHS seeks to build a network of private hospitals, nursing homes, diagnostic centers and pharmacies in order to offer healthcare services to beneficiaries across various regions. This will increase availability and accessibility.
The Ex-Servicemen Contributory Health Scheme (ECHS) is not your traditional medical insurance policy - rather, it offers comprehensive healthcare benefits to former service personnel and their dependents in India.
Under ECHS, beneficiaries receive an identity card to allow access to medical services. Unlike conventional health insurance policies that involve individual payments to an insurer, ECHS is a contribution scheme. At enrollment, veterans make a one-time contribution based on their rank and length of service; this serves as their membership fee to the scheme. This scheme covers treatment costs directly with healthcare providers on its panel, easing financial strain for former service members.
Eligibility Criteria for ECHS Membership
Here are the eligibility requirements for joining ECHS:
- Former members of the Army, Navy or Air Force who have retired are eligible, along with their dependents.
- Widows/widowers of former servicemen who died either during active service or post retirement may qualify.
- War widows may qualify regardless of remarriage.
- ESMs who are recipients of the Gallantry Award - such as Param Vir Chakra or Ashok Chakra - may qualify.
- Former servicemembers afflicted by military service-related disabilities, and their dependents, may qualify.
- Ex-servicemen who have completed at least 10 years in the Armed Forces may qualify.
- Emergency Commissioned Officers/Short Service Commissioned Officers who have served at least five years and been released honorably are eligible.
- Dependents of eligible ex-servicemen include spouses, sons (up to age 25) and daughters (unmarried/unemployed).
ECHS panel hospital list Jaipur
Here is a list of the latest ECHS-impaneled hospitals in Jaipur:
- GASTRO & GENERAL HOSPITAL
- SIDDHARTH CT SCAN & IMAGING CENTRE
- CKRD Memorial Hospital & Research Institute, Sikar
- SONI HOSPITAL – JAIPUR
- CKS Hospital | Hospital in Jaipur
- SPARSH HOSPITAL
- SR KALLA MEMORIAL
- TAGORE HOSPITAL & RESEARCH INSTITUTE – JAIPUR
- Samvedna Hospital, Narnaul
- Shanti Hospital, Narnaul
- Kailash Hospital
Also Read: CGHS Hospital List Jaipur
Documents Needed for Enrolling in the ECHS Scheme
Here is a general list of documents frequently required for enrolling in an ECHS scheme:
- Discharge Book/Service Record/Release Order: Document that documents both your military service and retirement.
- Pension Payment Order (PPO): This document issued by your Pension Sanctioning Authority serves as evidence that proves your entitlement to a pension payment.
- Permanent Account Number (PAN) cards are essential for both income tax purposes and identification.
- Aadhaar Card: An Aadhaar is an individual identification number issued by the Unique Identification Authority of India (UIDAI), often required for participation in government schemes and programmes.
- Proof of Address: Acceptable documents include voter ID cards, passports, driving licenses or any other government issued ID that displays your current address.
- Photographs for Official Uses (Passport-Sized Photos): For official purposes such as applying for your ECHS card and other official requirements, passport-sized photographs may be needed.
- Dependent Family Members' Documents: When enrolling your dependents, you will need their identity proof, age proof and relationship proof (marriage certificate for spouse or birth certificates for children, etc).
- Bank Account Details: In order to register your account for reimbursement of medical expenses, you may be asked for proof such as a cancelled cheque or copy of your bank passbook.
Also Read: rghs hospital list jaipur
How Can I Claim from ECHS?
In order to access your money through Ex-Servicemen Contributory Health Scheme (ECHS), follow these general steps.
- Seek Treatment: Contact an ECHS-impaneled hospital or medical facility and seek medical advice and care there.
- Initial Cost of Treatment: You may initially need to cover all treatment costs out of pocket. Save all original bills, receipts, and any documents provided by hospitals or healthcare providers as proof.
- Claim Submission: After treatment has been completed, it's time to file your reimbursement claim with ECHS authorities. Submit all required documents along with your claim form - Complete and Submit It Now
- Original Bills and Receipts: Attach original bills and receipts issued by hospitals or medical facilities as evidence of treatment costs.
- Prescription: Provide your doctor's written prescription for your treatment and any relevant reports related to diagnostic tests or investigations conducted, discharge summaries from hospitals/medical facilities as well as copies of your ECHS card(s).
- Bank Account Details for Reimbursement: Provide your bank account details such as account number and IFSC code in order to be reimbursed by ECHS. Submit Claim Form and Documents at an ECHS Office/Center
- Follow-Up: Keep in touch with ECHS authorities to stay updated on your claim's status.
Keep in mind that individual processes for claiming money from ECHS may differ, so for up-to-date information it is advisable to refer to their official website or local center for guidance and updates regarding claiming.
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